Privacy Policy

Effective July 1, 2013

Privacy Policy of ANNUITAS and its wholly owned subsidiaries (“collectively ANNUITAS”).

Notification of Privacy Policy Changes

We may update this privacy statement to reflect changes to our information practices. If we make any material changes we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on this Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices. However, to be notified of Privacy Policy changes via email, please click here.

ANNUITAS wants you to know how the data, including, personally identifiable information (PII) and non-personally identifiable information, it collects or obtains is used. Accordingly, the data collection, acquisition, use and dissemination practices of ANNUITAS are discussed in this policy. This policy applies to data collected on our websites (“Websites”)

Information You Give Us:

ANNUITAS collects PII and/or other data from individuals when you voluntarily enter one of our websites and complete a survey, order form or registration page, either online or offline. You can choose not to provide certain information, but then you might not be able to take advantage of many of our features or be eligible to receive the services offered by this site. The information that you are asked to provide may include, but is not limited to, your name, postal address, email address, street address, zip code, telephone number(s), gender, salary range, education, marital status, occupation, employment status, personal and online interests as well as other information that may be requested from time to time. We may also collect information, including, but limited to, your web browser and your Internet Protocol (IP) address.

Blogs

Our Web site offers publicly accessible blogs. You should be aware that any information you provide in these areas may be read, collected, and used by others who access them.

Information From Third Parties:

We may also have access to your PII and/or other data when you provide it to a third party, and we subsequently purchase, license or otherwise acquire it from such third parties.  In such cases, this Privacy Policy will be applicable.

Other Information Provided To Us:

Other times that we may obtain PII and/or other data from you include (1) when you make a claim for an offer or seek to redeem an offer by us or a third party, (2) when you request assistance through our customer service department, or (3) when you voluntarily subscribe to a service or newsletter provided by us or a third party. We may also receive information about you from a third party or from other sources including information located in public databases.

What We Do With The Information That We Obtain:

We will share your personal information with third parties only in the ways that are described in this privacy statement. We do not sell your personal information to third parties.

Also, we use individual information to provide products and services to you. The promotional offers may be made to you by us by means of email advertising, telephone marketing, or postal mail. By registering at this Website, or other third party web sites as described herein, you agree that such act constitutes an inquiry and/or application for purposes of the Amended Telemarketing Sales Rule (16 CFR Section 310 et seq.), as amended from time to time (“ATSR”).  Notwithstanding that your telephone number may be listed on the Federal Trade Commission’s Do-Not-Call List, we reserved the right to contact you via telemarketing in accordance with ATSR.

We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or to comply with a judicial proceeding, court order, or legal process served on our Web site.

Cookies:

A cookie is a small file that is placed on your hard drive that enables us to analyze our web page effectiveness and identify you with the corresponding data that we have in our database. ANNUITAS reserves the right to retain cookie data indefinitely.

Web Beacons:

Web pages may contain electronic images (called a “single-pixel GIF” or “web beacon”) that allow a web site to count users who have visited that page or to access certain cookies. We use web beacons to track the effectiveness of a promotional campaign and to transfer an individual’s unique user identification (often in the form of a cookie) and associate your updated information into our database.  Our practice is to include web beacons in HTML-formatted email messages (messages that include graphics) that we send directly or through third parties in order to determine, among many other items, which email messages were opened and to note whether a message was acted upon. In general, any electronic image viewed as part of a web page, including an ad banner, can act as a web beacon.  ANNUITAS reserves the right to retain Web Beacon data indefinitely.

New Technology:

Since the use of new technology including cookies, web beacons, and other technology is rapidly evolving, as is our use of new and evolving technology, we may change or use additional or new technology from time to time.

No Information Collected from Minors:

MINORS UNDER THE AGE OF 18 SHOULD NOT PROVIDE ANY PII AND/OR OTHER INFORMATION, INCLUDING THEIR EMAIL ADDRESS, TO ANNUITAS. ANNUITAS ALSO DOES NOT KNOWINGLY ACCEPT PII AND/OR OTHER DATA FROM ANY SUCH USERS OF ITS WEBSITES AND/OR ANY THIRD PARTIES.

How to Unsubscribe:

If you wish to unsubscribe from all of our offers, please send us an email at abuse@annuitas.com and we will globally suppress your email address in our system.

Please note that users can not update or delete previously submitted information. If your information (such as your email address) should change, we ask that you re-submit a registration form or request.

Practices of Third Parties:

We cannot control, and are not responsible, for any third party’s use of cookies, web beacons or other technology to collect information about an individual.

Links to Other Web Sites

Our Site includes links to other Web sites whose privacy practices may differ from those of ANNUITAS. If you submit personal information to any of those sites, your information is governed by their privacy statements. We encourage you to carefully read the privacy statement of any Web site you visit.

Security

The security of your personal information is important to us. We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, we cannot guarantee its absolute security.

Data Retention: We will retain your information for as long as your account is active or as needed to provide you services. If you wish to cancel your account or request that we no longer use your information to provide you services contact us at privacy@annuitas.com.  We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.

California Privacy Rights:

California Civil Code Section 1798.83 enables California residents who have provided PII to ANNUITAS, and/or to a third party who has then shared such information with ANNUITAS, to request information regarding ANNUITAS’ disclosure of such PII information to third parties.  Within thirty days of receipt of such a request, ANNUITAS will provide a list of the PII disclosed to third parties for the past calendar year, along with the names and addresses of such third parties.  This request may not be made more than once per calendar year.  Should you wish to exercise your rights under this Section, please use the postal address listed below.  ANNUITAS reserves the right not to honor and/or respond to such requests that are not sent to the address below.

More Information:

If you have questions about this Privacy Policy, please contact us at:

privacy@annuitas.com or

ANNUITAS
Attn: Privacy Department
3399 Peachtree Road, NE Suite 400
Atlanta, Georgia 30326